The bank bailout — part of the Troubled Asset Relief Program — is now $6 billion in the black, a profit that might ultimately rise to $20 billion, according to the Treasury.

And that’s nice. But if you look at the whole program, there are still some trouble spots, and not everyone is happy.

NEW YORK (CNNMoney) — If you owed somebody a lot of money, let’s say for the sake of argument nearly $900 billion, you probably wouldn’t want to make this creditor angry, right?

Tell that to President Obama, Treasury Secretary Tim Geithner and several members of Congress.

The cost of a college education is rising faster than the cost of medical care and as much as three times as fast as consumer prices in general. But that’s just the beginning of the price of admission.

This is the story of a debt crisis few are talking about.

Americans now owe more on their student loans than they do on their credit cards — a debt fast approaching $1 trillion with no end in sight.

Students borrow because they see little choice. A college education, after all, is a key to success. That, it seems, is an article of faith.

Sure you want to help your children. But women too often lend a hand at the expense of their own long-term security: Half of female breadwinners say they’ve cut back on saving for retirement to spend more on their kids and grandkids, according to Ameritrade.

If your adult child is having financial trouble, find ways to respond that don’t compromise your financial well-being — offer practical advice instead of cash.

NEW YORK (CNNMoney.com) — Total claims against BP could end up being less than the $20 billion the company pledged to set aside, according to incoming Chief Executive Robert Dudley.

A Citigroup (C, Fortune 500) report said that analysts met with Dudley, who told them “that given current estimates of claims the $20 billion Independent Claim Fund that BP established probably exceeds calls.” BP confirmed the comments.

Former homeowners may still be on the hook if there’s a difference between what they owed on their mortgage and what the bank could sell it for at auction. And these “deficiency judgments” are ticking time bombs that can explode years after borrowers lose their homes.

It can even happen to people who got their bank to approve them selling their home for less than it is worth.

NEW YORK (CNNMoney.com) — Wells Fargo said Monday it has reached an agreement with the government to return $25 billion in bailout money it received during last year’s financial crisis.

The San Francisco-based bank said repayment of the funds is contingent on a $10.4 billion common stock offering.

Two of the nation’s largest banking institutions have announced that they will repay the public bailout money, freeing them from the close scrutiny and pay restrictions that came with the rescue program.

Wells Fargo plans to sell $10.4 billion in new stock to help repay all $25 billion in bailout aid it received from the government at the height of the market meltdown last fall.

The announcement Monday from the San Francisco-based bank comes hours after Citigroup said it would repay $20 billion worth of taxpayer funds.

WASHINGTON – More than 15 million taxpayers may owe the government $250 or more because of how the IRS last spring set up President Barack Obama’s tax break that was designed to help consumers spend the U.S. economy out of recession.

Individuals with more than one job and married couples in which both spouses work may have to repay the government $400, either through a smaller tax refund or a larger tax bill, according to a report released Monday by the Treasury Department’s inspector general for tax administration. Social Security recipients who also earn taxable wages may have to repay $250.

WASHINGTON – General Motors Co. will begin paying back $6.7 billion in U.S. government loans by the end of 2009 and could pay off that full amount by 2011, four years ahead of schedule, according to a person familiar with the matter.

The government debt represents about 13 percent of the $52 billion that U.S. taxpayers have invested in General Motors, the majority of which was exchanged for a 61 percent ownership stake in the company.

GM will announce the repayment plan Monday when it releases its preliminary third-quarter earnings results, the person said, speaking on condition of anonymity. The person was not authorized to speak publicly about the plan ahead of the announcement.